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- Episode 26 - Where are they now?
In this episode we revisit our guests from season one and look at where they are on their journey towards financial freedom. Could the Lebenyas stick to their budget and maintain harmony in their home? Could Anne Siroky arrange terms with her creditors? And was Sharon able Rhode start her studies at university?
- Episode 25 - Forced to make debt
Today we focus on the story of Babalwa Manyati who despite working hard and trying to change her situation is still held back by the debt she made earlier on in her life. Babalwa's story is that of a woman that had to fight to provide for her family while working as a dishwasher and a domestic worker. Although she faces many obstacles, Babalwa is still determined to succeed.
- Episode 24 - Every cent counts
In this episode we offer viewers the best money-saving tips we could find. We give them tips on saving on everyday expenses like clothes, utilities, food, transport, saving as a parent or student, saving on special events like parties, weddings, holidays, travelling and saving for the future.
- Episode 23 - Know your rights
In this episode, we highlight all the rights that consumers have, including their rights when it comes to credit, their employment rights, their legal rights and their rights when it comes to marriages or similar unions. We will look at whether people know their rights, why their rights are often violated and what consumers must do when their rights are violated.
- Episode 22 - Living on Hope
In this episode we look at how foreigners who come to South Africa in the hope of a better future, survive financially. It is hard for them to get a job, to open bank accounts, to make a living, to find accommodation and to be accepted into a new society. We share information on how to come to grips with the necessary paperwork and how to integrate themselves financially into a new society by making a concerted contribution to the well-being of all.
- Episode 21 - Retirement Survivors
Retirement is an avoidable part of life and today we will be looking at how people can prepare for this time. Retirement can be very difficult because it is a time when most people stop making an income. Are we doing enough when we can? We will also look at how retirement can be the perfect time to make an impact on the lives of others through the story of Jenny Coetzer.
- Episode 20 - Too late for help?
In this episode we look at two different men from different backgrounds in similar conflicts: being the breadwinner for large families and cracking under the financial and subsequent emotional strain. How they handle their problems will be familiar to many: they both fled from their problems... one by escaping into alcohol and the other by just not arriving for appointments with experts.
- Episode 19 - Too good to be true
They say if it's too good to be true, then it probably is. We look at various ways in which the consumer gets scammed by "get-rich-quick" schemes (that invariably fail) and other scams devised to relieve us of our hard-earned money like phishing, credit card cloning and the like. We speak to experts who explain how we can protect ourselves against these financial perpetrators.
- Episode 18 - It takes a village to raise a child
Single mum and domestic worker Vanessa Oormeyer is trapped in a co-dependent relationship with her employer. He pays her a small salary but takes care of her young child financially in the best possible way. Vanessa wants to improve her life but it will entail changing jobs which will mean moving out of the employer's house, taking her daughter out of the best school and luxury home and into the 'hoods of Cape Town where gangsterism and drugs rule. What is this mother's choice?
- Episode 17 - It affects us all
In this episode we look at how financial situations beyond our control (such as inflation, interest fluctuations, the repo rate, basic goods shortages and the international money values) can affects us in all areas of our lives - our health, our society, our suburbs, our pockets, our emotional wellbeing, our relationships and yes, our future.
- Episode 16 - Brink of disaster!
In this episode we meet Josiah Sekati - a father and husband whose marriage is facing severe strain because this family of five has to rent one room in which to live. He is unable to get a home loan even though he has a good and stable job as he is blacklisted. He has turned to loan sharks, getting further into financial trouble and making a home loan virtually impossible, adding even more strain on his marriage. Can we help this family to regain some happiness?
- Episode 15 - For the love of money
Many of us love to spend money that we don't have on stuff that we don't need and it has become one of our favourite pastimes, a pastime that can eventually cause a lot of stress and heartache. Today we examine this love for money and why we love to spend it on luxuries.
- Episode 14 - Against all odds
What drives a person to defy the odds and manage to create financial security and quality of life for themselves? Former car guard-turned-successful businessman Vusi Kunene shares his passion for entrepreneurship and mentoring and inspiring would-be entrepreneurs. Despite being born with cerebral palsy, Masingita Masunga became a successful media personality and businesswoman.
- Episode 13 - The real cost of parenting
We look at how raising a child can impact on parent's finances from the most basic of expenses for food, shelter and clothing, to education and beyond. We bring home the sobering thought of responsible parenting.
- Episode 12 - How much more?
For Fazilla Bux it all started when their family home burn down in 2003 causing them to lose all they had. When her husband died, she also lost their business. At 51 she battles to find a job, creditors hound her daily while she is trying to do business with family. However all is not going well and she was even recently arrested for misappropriating funds. Can our experts help her?
- Episode 11 - The big solution...entrepreneurship!
Entrepreneurship holds the potential to alleviate poverty by holding the promise of profits, employment, social upliftment and further education and training. We look at how entrepreneurs contribute to society and what (or who) lies behind their success.
- Episode 10 - Is the future a family affair?
At 29 years of age, Themba Mtsali still lives with his sister, Phili, who has taken care of him since their mother died 15 years ago. Phili feels that Themba is sponging off her and is not interested in managing his finance wisely. Although he is busy paying off debt, she feels he squanders what is left over every month. She wants him to become sensible with money, become financially independent and move on with his life.
- Episode 9 - Getting an education at what cost?
In this episode we look at how the lack of money impacts on students' lives. We speak to experts and parents to get different points of view regarding working at that age for extra cash and interview young entrepreneurs who are already on the road to financial success while still studying.
- Episode 8 - Designer dreams come true!
Mashadi Mothlabi always dreamt of being a fashion designer but she had to stop her studies due to lack of money. For some time afterwards, requiring money forced her to work at regular jobs. She did not stop dreaming (and doing) and today she is making a living from fashion designing and has become a well-known events deejay. Her inspiring story proves that dreams come true.
- Episode 7 - How to sell yourself!
In this episode we look at ways in which you can secure a job and 'sell yourself' in general albeit getting a bank overdraft, presenting your services to buyers. Unemployment is a reality and being able to job hunt - or sell your products - is crucial to your success and ultimate financial freedom.
- Episode 6 - Squandering can wreck your relationships
With each of his three children's birth, Nigel Opperman made debt to afford the new responsibility but with each loan, he squandered some of the money. This pattern continued until his wife left him. He has no savings, no house and no car and isn't paying any of his debt but is taking care of his children financially. Can we help him to learn how to manage his finances and become responsible?
- Episode 5 - How grand a funeral
In this episode we look at reasons why people want to spend so much money on funerals, even taking out loans. We offer ways in which to control finances in the time of tragic loss and grief while focusing on the spiritual message of the event, rather than the show-off social value associated with it.
- Episode 4 - Rising Above
We feature the inspirational story of young Toka Hlongwane, who against all odds is busy making a success of his life. Our experts help him cement his future by showing him how to stay focused, committed and to budget and save sensibly.
- Episode 3 - Habits that hinder
Smoking, drinking, gambling, watching porn or gambling online can affect our finances severely. In this episode we examine how seemingly bad habits can become addictions that can cripple us for life financially.
- Episode 2 - Debt-ridden at 20!
In his first job Gerald Ramoabi is solicited by advertisers to make debt. When he loses his job at the tender age of 20, he faces debt of R30 000! Our experts get him to accept the consequences of his ways and to start creating a better life for himself based on a sound financial footing.
- Episode 1 - The Real Cost of Debt
In this episode we examine the impact debt has on our health, relationships, productivity at work, good name, self-worth and our quality of life. No wonder some experts say that debt is our worst poverty!
Find out more by watching Rands with Sense on SABC 2, Mondays at 10:30.